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GET YOUR CREDIT IMPROVEMENT SAMPLE LETTERS NOW
YOUR CREDIT SCORE:
WHAT IS CREDIT

SCORING?

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The $15.00 is an administration fee which will enable us to continue providing current and future credit improvement strategies via the web. 

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SAMPLE LETTERS FOR $15.00

Why Do I Need The 11 Sample Letters?

You don't need our custom sample letters to implement the credit improvement process.  You can prepare your own letters.  We only provide the credit improvement sample letters as a convenience to you.

WHY YOU NEED TO SAMPLE LETTERS

Get All 11 Credit Improvement Sample Letters Now

Acquiring your credit improvement sample letters is a simple process.  First, click on the "Buy Now" button below.  Second, if you don't already have a PayPal account, just select the "PAY WITH DEBIT OR CREDIT CARD" option.  Third, have your major credit card or check book available to complete your request. The letters will be provided to you after successfully completing your order.

Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto loans. More recently, credit scoring has been used to help creditors evaluate your ability to repay home mortgage loans. Here's how credit scoring works in helping decide who gets credit -- and why

Credit scoring is a system creditors use to help determine whether to give you credit. 

Information about you and your credit experiences, such as your bill-paying history, the number and type of accounts you have, late payments, collection actions, outstanding debt, and the age of your accounts, is collected from your credit application and your credit report. Using a statistical program, creditors compare this information to the credit performance of consumers with similar profiles. A credit scoring system awards points for each factor that helps predict who is most likely to repay a debt. A total number of points -- a credit score -- helps predict how creditworthy you are, that is, how likely it is that you will repay a loan and make the payments when due.
 
Because your credit report is an important part of many credit scoring systems, it is very important to make sure it's accurate before you submit a credit application. To get copies of your report, contact the three major credit reporting agencies: 
 

  • Equifax

  • Experian (formerly TRW)

  • Trans Union

WHERE YOU CAN YOU GET MORE INFORMATION

Where can you get more information?

The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or to get free information on consumer issues, visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into Consumer Sentinel, a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad

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Credit Improvement
Details & Strategies 

DETAILS & STRATEGIES

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